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March 2016 | HCL Technologies

2016-03-31 10:34

In near past Robo-Advisory has been one of the most searched moniker in the area of Wealth Management. There has been a continuous shift towards cost reduction, better client experience, long term planning, and the alternate investments; passive investments being one of them. Fast forward a few years to the present, and digital technology has gracefully transformed the way services are being offered in the investments and advisory areas; Robo-Advisors being one of them.

Robo-Advisors have well-...

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2016-03-31 10:13

This is in continuation to my previous blog on Why Devops is important for Banks


  • Organizational Structure: Breaking down the cultural and organizational silos that have developed between the different parts of the business must be addressed, and requires a shift in mentality. One of the most important things is getting these teams to work together, not just speeding up the process; which is where the mindset comes in. DevOps is not an evolution...
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2016-03-31 10:06

The term 'DevOps' was originally coined by Patrick Debois and Andrew Shafer in 2008. It entered common usage in 2009 in the Velocity Conference community with the famous '10+ Deploys Per Day: Dev and Ops Cooperation at Flickr' presentation, given by John Allspaw and Paul Hammond.


DevOps is applicable and relevant to any organization that...

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2016-03-31 09:45

I was once asked by online product managers at a bank of innovative ways of increasing adoption of online banking usage. I was told that new customers are offered online banking access after opening an account in the branch, but for many demographics usage continues to be low. It wasn’t as if they hadn’t invested heavily in building out their website. Been there. Done that. But “build it and they will come” simply wasn’t the case.

Now what?

Innovation idea #1: what I suggested is that adoption...

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2016-03-29 08:54

Why taking a 2-Speed IT path to delivering innovation and preservation matters

After spending years and huge investments in building up their technology infrastructure, organizations want to gain the greatest business value possible from their existing IT environment and application software. The average company spends from 65 to 85 percent of its IT funds maintaining legacy applications that often fall short of meeting the changing needs of the business.

As an outcome, IT organizations are...

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2016-03-29 06:54

In the era of smart phones and mobile computing, the smart phone is a hot topic in the market of latest technology trend and swiftly rising day by day. This has become possible because of the ease of accessibility of phone with the help of wider range of Android based applications.

As of now, an approximate 3.97 million applications are available on all leading app stores like Google and Apple, and the count of...

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2016-03-28 09:42

Worldwide, passenger numbers are predicted to double by 2030. Airports around the world have set out their plans for expansion to cater to these rising numbers of passengers and capitalize on growing retail opportunity this will present. Meanwhile, the passenger, the most important stake holder is also becoming smarter and constantly looking for best possible, faster, simpler, and more personalized services from airlines and airports.

It is clear that the airport industry is looking for technologies...

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2016-03-18 11:14

There are wide varieties of NoSQL databases available in the market, both open source as well commercial ones. Choosing the right NoSQL database was crucial for the call center analytics project’s success. In this blog, we will present an open source and widely used database – MongoDB. We will...

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2016-03-18 10:40

In today’s world, where things keep on changing on daily basis and we sometimes find it hard to adjust with the changing needs and scenarios, automation does play an important role for continuous delivery. QA being the gatekeepers, are not only limited to perform manual testing but also play an important role in designing frameworks and implementing test scenarios programmatically.

Like our needs, automation...

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2016-03-18 07:37


I was reading about DAVOS few days back, an event which brings global political and business leaders together on a platform to envision and predict the future of our planet. ‘Mastering the Fourth Industrial Revolution’ was the theme of DAVOS, and leaders agree that we are witnessing economic changes of historic importance.


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2016-03-17 08:29

Part 1 - Why the insurance industry must accelerate modernization efforts


This is the first in a series of blogs that examines how ‘internet savvy’ challengers are entering the insurance market and what this can mean to an industry that has traditionally been perceived as ‘stodgy’, ‘risk averse’ and ‘slow to change’. The blog goes on to discuss the legacy technology challenges that are hampering the industry today, and how different modernization strategies and/or radically new...

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2016-03-17 08:21

Business Disruption is not new, but, simultaneous disruption in different walks of life and across businesses is the new phenomenon that global businesses are trying to position as an opportunity, challenge, or a threat. With never like before technology led la-uber disruptions surfacing in different industries, business needs to develop a deeper understanding of the underlying factors to come with an effective strategy to survive a possible deluge, if not to differentiate and stand apart. This...

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2016-03-17 07:37

Did you know? Games share certain characteristics with insurance, business and our lives! Significant common characteristics include uncertainty, challenge, chance, choices, goal, relevance, reward, rules and terms of agreement.

Today, games are being used to improve non-game business as well. However gamification is definitely not to turn everything into a game, but to identify the areas which could be enhanced through games.

Games can be classified in to 3 types based on its primary objectives...

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2016-03-14 07:32

The Internet of Things (IoT) is disrupting Industries with a huge potential to generate alternate revenue streams, improve cost efficiencies and transform business models. For instance, IoT is enabling Manufacturing to move towards pay per usage models, it is ensuring new waves of innovation in healthcare like biodegradable chip based tablets and enhancing cost efficiencies through optimized operations for...

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2016-03-11 10:46

Telco Landscape Transformation…

IoT creates a significant opportunity for Telcos to bring industries, silo solutions, and technologies together to create an end-to-end fully tested and commercially ready solution that provides meaningful value to customers.

A large ecosystem that spans across devices, software, platforms, technologies, standards, and industries gives...

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2016-03-11 07:41

The subject of financial services regulatory compliance is likely to elicit a number of responses ranging from yawning to fear.  It is very unlikely this subject will generate enthusiastic support for new opportunities, but the time has come for this to change. 

According to CEB research 57% of survey respondents indicated that pressure to address regulatory issues has increased significantly.  Forty three percent believe that pressure has increased somewhat. There is no financial...

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2016-03-08 17:18

The Chennai flood crisis which happened in Nov 2015 brought some harsh realities to the forefront. Whenever nature (be it hurricanes, cyclones, typhoons, tsunamis, wind storms, earthquakes, fire) has decided to show its fury, all the latest technological...

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2016-03-03 17:08

The concept of virtualizing the network equipment is picking up fast. Popularly known as network function virtualization (NFV), this concept aims to virtualize network functions by running them as software on standard server grade hardware and do away with previously used proprietary equipment. The Specification group for network function virtualization is...

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2016-03-03 07:40

UK-based Pearson has been in the news recently and it’s not just for its joint venture with Bertelsmann that will combine Penguin and Random House or the major restructuring that has taken place at the education behemoth; it’s also over the cloud war that has intensified between Google and Microsoft over Pearson’s decision to offer cloud-based document services to its enterprise users.

Pearson had recently made a radical shift in the way the whole organization works by allowing its users to bring to...

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2016-03-03 07:36

On one hand, publishing is grappling with diminishing margins, non-linear explosion of content, and fickle brand loyalty; on the other hand, publishing has tremendous opportunity to transform with digitization and gear toward a collaborated, connected, converged world. The key is infrastructure.

The digital value chain of a modern-day global publisher comprises XML-based authoring, author collaboration, content conversion, metadata, federated repositories, digital asset integration, digital rights...

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2016-03-03 07:33

With the prominent decline in print advertising and the overwhelming popularity of online media and other traceable online marketing opportunities, it is no wonder that organizations are moving away from paper-based models and investing in digitalization of their businesses.

It’s important to note that though there is an obvious need for publishers to provide content in eBook format to fulfill consumer demand; consumers are still buying print books as well as eBooks. However, focus needs to shift...

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2016-03-01 10:37

Organizations adopting agile software development and DevOps are seeing increased quantities of releases. Continuous delivery (CD) is an approach to automate the delivery aspect and focuses on bringing together different processes to execute them...

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