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April 2016 | HCL Technologies

2016-04-29 04:44

Co-authored by Chinmay kale .


According to the 2015 survey by IDG Enterprise, over the past year, there has been a 125% increase in the number of organizations who have been leveraging Big Data by deploying data – driven projects. There has been a significant reduction in the skepticism regarding Big Data projects...

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2016-04-27 07:19

When members of a software development team integrate their work too often or at least daily, leading to multiple integrations per day, where each integration is verified by an automated build to detect integration errors at the earliest, such a software development practice is termed as Continuous Integration. It has been observed by several teams that this approach has significantly reduced problems and allows...

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2016-04-21 09:57

Recent research points to the fact that the Healthcare industry will continue to be driven by three major trends in 2016 – Consumerism, Cost Reduction, and Increased Value. 

Let us take a closer look at the issues driving these healthcare trends:

  1. Cost Control – With the healthcare system facing a rising trend in costs (e.g. US healthcare expenditure is expected to...
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2016-04-21 09:07

The traditional role of IT Infrastructure is being rapidly reshaped by the global Digital Transformation of business. In the ultra-competitive global economy that presents unlimited opportunities for disruption and demands constant innovation the demands placed on IT are changing far more rapidly that many expected.

The success of your business is now determined by a combination of user experience, more...

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2016-04-19 09:58

2 February 2016 became the day of reckoning for U.S. businesses. On that day, EU and U.S. successfully came to an agreement on adopting a new instrument to facilitate transatlantic data transfer. Dubbed “EU-U.S. Privacy Shield” this time around, it is primarily a political agreement.

Let us rewind the clock to recollect what led to this. Last year a ruling by a European court dismantled the existing ‘EU- U.S. Safe Harbour’ mechanism which, for a long time, enabled data transfer between EU and U.S. The...

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2016-04-18 10:45

In today’s world, most of the businesses run on IT infrastructure and network. And stability is a key factor to run the businesses. Because the cost of downtime not only impacts the business’ productivity but also its service and reputation.

So, it is necessary to continuously monitor...

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2016-04-18 09:25

There’s been a digital storm brewing around us for a while now. It’s been referred to by a variety of terms such as the Nexus of Forces, 3rd platform transformation, or the SMAC revolution, leading to an...

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2016-04-18 07:49

Evolution of Payments market

Payments market has evolved to the core right from barter system to Coins, Notes, paper based, telegraphic/wire transfers, plastic cards and will continue to evolve with ongoing innovation like Real Time Payments, Cryptocurrency etc.


Pain points in traditional Cross border Correspondent banks routing

Routing cross border payments using traditional correspondent is just...

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2016-04-18 07:25

Banking is undergoing a revolution similar to the one seen on high street travel, betting and book-selling. Banks should be afraid, the disruption of financial services has only just begun.

Do you know which bank is the winner of "Disruptive Innovation in Banking" award, this year? The winner is not among any of the big established banks, but it is the challenger bank from Germany, Fidor Bank. Most of the big banks have the realisation that they are...

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2016-04-18 07:00

I have always maintained that ‘digital transformation’ percolates deeper than the layer of interface with customer, down to your core systems, the way it is managed for scale and response. The transformed data layer, simplified business processes, engaging channels, and assimilation of FinTech innovation is built over/ around the transformed technology landscape. Typically, transformation of technology landscape...

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2016-04-18 05:27


Cordova framework is a free and open source that allows one to create mobile apps using standardized web APIs for mobile platforms. It enables developers to build applications for mobile devices using JavaScript, HTML5, and CSS, instead of device-specific languages. The applications developed are neither native (because all layout rendering is done via web views instead of the platform's native UI framework), nor purely web-based (because they are not just web apps, but are packaged as...

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2016-04-15 12:19


Nowadays, devices such as mobiles, laptops, and gadgets have multiple interfaces with different access technologies e.g. WiFi, LTE, 3G, Bluetooth, USB, or Wired. This can be called as multihomed or multihoming device. Using the all network interfaces for connection with Intranet or internet will improve the connection speed as well as performance of the application in many ways. If one connection fails, then no problem the...

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2016-04-14 12:14

Regulatory focus on liquidity has started to move from Capital Ratio and EOD funding positions to very detailed monitoring of financial institutions’ Intraday Liquidity activities.

Monitoring tools for Intraday Liquidity management were released by the Basel III Committee on banking Supervision (BCBS) a year ago. However, this requirement was communicated as early as 2008 subsequent to publication of the BCBS’ Principles for Sound Liquidity...

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2016-04-13 12:38

Guilty. I’m guilty and a little ashamed. So I’m sorry. Sorry if I got a little too carried away with the whole “transformation” mantra. If you attended a meeting with me recently and I was singing from the hymn book, I promise not to do it again. I was drinking the kool aide and got caught up in the hype. Having been a consultant for a while now, it just seemed to make sense. I hope you know what I’m talking about....

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2016-04-13 12:31

In the last 10 years or so, the single biggest development we have seen in U.K. personal auto insurance distribution is the phenomenal rise of aggregators – known otherwise as “price comparison websites.” Top aggregators in the U.K. marketplace such as, and have grown, leveraging the high usage of Internet among U.K. households. According to the latest industry reports, aggregators...

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2016-04-08 12:23

BlockChain technology is in its infancy. There are a very broad set of investigations taking place to find the best use of BlockChain enabled processes and applications. Both the technology and their use cases have significant hurdles to overcome before they become accepted within business and consumer eyes.

However, there are a few things getting in the way of its adoption.

Over the next few posts, I examine those threats and propose ways they can be mitigated to allow the more significant...

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2016-04-08 05:20

A Journey towards Clinical Interoperability

Improving service quality for each dollar spent has remained an unfulfilled ambition for the United States Healthcare industry for a long time. The first attempt in that direction was made when American Reinvestment & Recovery Act was enacted in 2009. The 'Health Information Technology for Economic and Clinical Health (HITECH)' act, which is part of ARRA, introduced the concept of 'Meaningful Use...

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2016-04-05 12:57


If you have been following open source, you might have heard about Docker and containers, and the impact it is going to have on Virtualization and DevOps. In this article, I would like to introduce you to the concept of Docker and how it fits into the current Devops requirements. So, let’s start and first learn “what is Docker”.

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2016-04-01 05:42

Have you visited a doctor recently? Your visit may have gone something like this: you fixed an appointment with the doctor on your mobile phone, scheduled the visit in your digital calendar, used Google maps to reach your doctor, and perhaps made a payment for the meds using a mobile wallet. But remember those piles of paper files you filled out when you were at the clinic?

It is a peculiar characteristic of Healthcare today: Some processes across the value chain are highly digital while others remain...

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