Commercial & Corporate Lending

The modern lending framework is defined by vital services like underwriting and credit profiling. What’s more, effective loan book management and enduring customer relationships require tighter lending processes – for both commercial and corporate spaces.

It’s evident, then, that banks need a clearly outlined strategy to consolidate layered systems and contain operational costs. What makes integration failsafe? At HCL, we cover every aspect of banking pipelines – deploying cutting-edge tech to transform the commercial and corporate lending space. HCL has designed an end-to-end corporate lending solution suite, empowering banks to optimize commercial and corporate lending practices. These include:

Loan origination and straight-through processing (STP): HCL CapitalStream™ to ensure: 

  • STP incorporation across lending/leasing portfolios
  • Enterprise-grade automation – sales, credit analysis, document generation, booking, and account monitoring
  • Efficient risk management

Product upgrades and loan syndication: A strategic alliance between HCL and Misys, enabling:

  • Product enhancement across the software development lifecycle
  • Comprehensive requirements from definition to development and testing
  • Finastra Loan IQ solution to support the entire loan lifecycle with emphasis on syndication and servicing

HCL finance solution: Platforms, methodologies, technologies, and digital process operations – extending STP capabilities

Custom solution development: Delivers customized corporate lending solutions origination, credit risk management, documentation, electronic document management, disbursement/drawdown, servicing, collateral management, and collections

Ecosystem Of Partners

Our partnerships bring the relevant technology, industry and domain knowledge together, with tested products, to present a complete joint solution for our customers. By working together with partners, HCL augments and supports all solution and technology requirements and ensures that the best results are delivered.

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