Consumer Lending & Loan Origination Solutions | HCL Technologies

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Consumer Lending

Overview

Great banking is all about smart lending. Vital for growth in any segment, anywhere in the world, emerging players must embed intelligent lending practices and loan origination systems into their expansion roadmap. This is an intricate terrain that demands insightful management and consistent innovation, through effective loan servicing software and loan management software deployment. At HCL, we try and minimize risks for industry leaders, while offering the highest level of borrowing flexibility to end-users.

What we have in place is a composite enterprise lending suite comprising robust loan servicing software and loan management software, engineered for an end-to-end view. Our clients can now:

  • Effectively manage leads and workflows
  • Securely enable data capture and verification for loan collateral documents
  • Seamlessly integrate credit applications like core banking, loan prospecting, and collateral valuation
  • Easily identify nonperforming, as well as potential nonperforming loans
  • Regularly track loan collection and defaulters

What’s HCL changing?

Our years of experience makes us realize that product-demand synergies and customer retention are key priorities. Our solutions are ready for personalization with re-configurable features, focused on ‘experience’ and not just efficacy.

HCL’s loan servicing software facilitates improved tracking of defaulters, ensuring a robust follow-up process for collectors. Our solution drives efficient handling of end-to-end collection tracking, right from identifying nonperforming loans (NPL) to potential nonperforming loans (PNPL). With our ‘Chordiant Collection Manager’ offering, we reaffirm our commitment to transparent and ethical operations. Chordiant shapes a pipeline that’s got it all: monitoring, reporting, legal support, and compliance. We are committed to creating reliable and trust-friendly loan management programs.

Client Success

CASE STUDIES

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Insights & News

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ECOSYSTEM OF PARTNERS

Our partnerships bring the relevant technology, industry and domain knowledge together, with tested products, to present a complete joint solution for our customers. By working together with partners, HCL augments and supports all solution and technology requirements and ensures that the best results are delivered.

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