Skip to main content Skip to main navigation Skip to search Skip to footer

Single Payment Architecture - A detailed exploration

Single Payment Architecture - A detailed exploration

The systematic neglect of the payments business by banks is due to the fact that banks see their credit business as their main business. An investment in a Payments business offers prospective earnings of 10 to 13 times, while the credit business offers the same in multiples of 15 to 20 times. However, with the recent credit crunch this analysis does not completely hold good Overall, the Payments business is very profitable, stable and capital efficient. Payments as a scale business, leads to more margins. Besides the main fee business, it also attracts auxiliary businesses such as FX, and balances on stable deposits.

DOWNLOAD THE WHITEPAPER

Contact Us
MAX CHARACTERS: 10,000

We will treat any information you submit with us as confidential. Please read our privacy statement for additional information.

We will treat any information you submit with us as confidential. Please read our privacy statement for additional information.