Intelligent letters of credit by HCLTech and Camunda

Overview

Rising global trade pressures are testing the resilience of supply chains worldwide. Tariff- volatility drives cost uncertainty and sourcing challenges. Shifting trade policies add compliance complexity. Limited visibility prevents timely organizational response to disruption. Letters of Credit (LC) automation simplifies this by codifying trade rules, streamlining compliance and providing real-time visibility. It helps organizations act with greater speed, consistency and trust.

Our key features

We combine the power of agentic AI, human expertise and process automation to simplify every step of the Letters of Credit journey.

Agentic orchestration

Executes autonomous AI agents to handle document parsing, compliance checks and exception handling, while working seamlessly with human reviewers and backend systems

Smart document processing

Automatically extracts, validates and structures data from trade documents to reduce manual efforts and errors

Compliance automation

Applies global trade standards such as UCP 600, AML and sanctions screening using decision model and notation tables (DMN) for consistent enforcement

System connectors and APIs

Provides out-of-the-box integration with SWIFT, core banking platforms, trade portals, logistics networks and document management systems

Business Benefits

With agentic AI-driven management and a customer-centric approach, we convert payment guarantees into experiences that enhance visibility and decision-making.

Adaptive risk and compliance management

Intelligent workflows align with evolving regulations and minimize errors and operational risks across the trade lifecycle

Real-time visibility

End-to-end tracking provides full transparency into LC or payment guarantee status, improving customer experience and reducing follow-ups

Optimized operations

Streamlined workflows reduce manual efforts, accelerate settlements and lower operational costs

Enhanced data accuracy

Automated data extraction ensures documents are complete, precise and ready for submission

Smarter decisions with autonomous AI

AI agents validate documents and resolve discrepancies in real time, while Camunda aligns every step, significantly reducing turnaround times