Product Offerings
HCL is making strategic investments in a portfolio of software and technology products to provide end-to-end solutions that are proven, low cost and quick to implement. These products fill in the white spaces between the solutions offered by the industry and leading software providers HCL has partnered with. The objective is to provide a cohesive enterprise solution for our clients that enable them to integrate and automate their entire business.
About Penstock Product Engineering Group
Penstock Product Engineering is a transformational program within HCL Technologies to build new generation Technology Products and Solutions for the Capital Markets, Retail & Corporate Banking and Insurance businesses in SOA architecture.
The products are modular and are pegged on core Foundation Data Model for each of these businesses, which act as the platform to facilitate rapid build of business solutions and integration with the other technologies and applications of the ecosystem.
Penstock One foundation Capital Markets Edition provides full support for the complex organizations, instruments and market data required. Insurance solutions include agency portals, automated policy underwriting and P&C claims reporting. Other Penstock solutiosn include MiFID, trade settlement, corporate actions processing, retail mortgage origination, connectivity frameworks, payments processing and much more. Learn more about Penstock Product Engineering
About CapitalStream
CapitalStreamTM is an integrated software platform from HCL that enables commercial banks and finance companies to implement Straight Through Processing (STP) across lending and leasing portfolios. CapitalStream transforms manual paper-based operations into automated enterprises that respond quickly, efficiently and consistently.
CapitalStream streamlines sales, origination, credit, decisioning, documentation, closing, funding, booking, account monitoring and ongoing risk management to reduce cost, risk and processing time. For a rapidly growing list of world class financial institutions, CapitalStream has revolutionized business, commercial, equipment and real estate finance operations by integrating and automating disparate functions and systems.
Learn how CapitalStream can help your operation double throughput without increasing headcount.












