Overview
Money20/20 is the most influential gathering in the global fintech and payments space, bringing together thousands of industry leaders and innovators.
At this premier event, we’ll lead conversations around the future of payments, connectivity and embedded finance. Our presence at Money20/20 reflects our growing influence in the global financial ecosystem and underscores our commitment driving collaboration, innovation and impact.
Panel discussion in collaboration with AWS
Panelists will explore how embedded finance and AI are transforming payment experiences by removing friction, deepening customer loyalty, and unlocking new avenues for growth through seamless, invisible transactions.
Topic: The Invisible Transaction: Unlocking Growth with Embedded Finance in Payments
Venue: Galileo Ballroom
Date: October 27
Time: 1:00 PM to 2:00 PM

Divisional Chief Information Officer

GTM Business Development Head, Payments Industry, Amazon Web Services (AWS)

EVP & Head of Banking, FinTech and Capital Markets for Americas. HCLTech

Booth #3067
Autonomous banking and payments represent the next frontier of financial services - where systems don’t just execute tasks but anticipate intent, adapt in real time and operate with intelligence at scale. Request a demo to learn how we are helping banks reimagine every transaction with AI, automation and agentic intelligence - making payments faster, smarter and frictionless.
Unlock the Payments Paradox
Fueled by swift advances in technology and shifting consumer expectations, financial services institutions are being challenged to rethink payments, how trust is built and how value is delivered. The future of payments report 2025 captures this transformation through the lens of 600+ senior decision-makers from global financial services institutions.
Hear from our clients
Solutions that drive transformation

Payments-as-a-Service (PaaS)
A comprehensive cloud-based solution offering payment engine hosting, reconciliation and settlement, cross-border payments and third-party collections. It helps banks stay compliant with evolving regulations, address security and fraud concerns and reduce payment infrastructure costs by 60–70%.

Merchant solutions
A robust solution that enables seamless collaboration between aggregators, retailers and acquirers. It provides AI-driven sales insights, transaction authorization, fund collection and merchant payouts. Our Cards-as-a-Service framework ensures scalability, PCI DSS compliance, card origination and full autonomy for providers.

Payments observability
Ensure seamless operation of payment systems with our DRYICE iControl solution. It delivers real-time observability of payment flows and provides actionable insights to CXOs and operations teams—bridging business and IT through meaningful, business-relevant views.
Transformation validated through key industry recognitions
Leveraging an AI-intrinsic point of view, as opposed to an AI-first point of view, secures HCLTech’s positioning around AI and its trust-based relationships with clients.
HCLTech’s bold AI playbook, engineering edge & challenger mindset are reshaping financial services. Explore key takeaways from TBR’s exclusive post-event report.
HCLTech reinforced that AI is intrinsic to its strategy, not simply a new focus but an embedded capability powering its transformation vision, in contrast to competitors leaning on an "AI first" positioning.
IDC spotlights HCLTech’s shift from AI-first to AI-intrinsic—embedding intelligence across delivery, with GenAI maturity, engineering-led scale, and real-world client impact.
Reimagining production operations with self-healing Agentic AI systems that can heal and patch the ankle biter issues before they escalate. This is really interesting to hear from HCLTech and a leading bank in the US.
HCLTech and a leading US bank explore self-healing Agentic AI in production—fixing minor issues before they escalate, ensuring resilient operations










