Overview
Money20/20 is the most influential gathering in the global fintech and payments space, bringing together thousands of industry leaders and innovators.
At this premier event, we’ll lead conversations around the future of payments, connectivity and embedded finance. Our presence at Money20/20 reflects our growing influence in the global financial ecosystem and underscores our commitment drivingcollaboration, innovation and impact.


Booth #3067
Autonomous banking and payments represent the next frontier of financial services - where systems don’t just execute tasks but anticipate intent, adapt in real time and operate with intelligence at scale. Request a demo to learn how we are helping banks reimagine every transaction with AI, automation and agentic intelligence - making payments faster, smarter and frictionless.
The HCLTech Lineup
Engage in high-impact conversations at our booth spotlight sessions on evolving financial services toward frictionless, secure, and seamless transaction ecosystems.
Our theme this year focuses on:
- Designing AI-intrinsic systems
- Harnessing the power of autonomous banking
- Leveraging embedded finance as a growth engine
- Developing responsible AI in financial operations
Panel discussion in collaboration with AWS
Panelists will explore how embedded finance and AI are transforming payment experiences by removing friction, deepening customer loyalty, and unlocking new avenues for growth through seamless, invisible transactions.
Topic: The Invisible Transaction: Unlocking Growth with Embedded Finance in Payments
Venue: Galileo

Kelly Buchanan, Divisional CIO & EVP, Enterprise Payments & Wholesale Technology, Truist

Jennifer Holme, GTM Business Development Head, Payments Industry, Amazon Web Services (AWS)

Baskaran Subramaniam, EVP & Head of Banking, FinTech and Capital Markets for Americas. HCLTech
Engage in high-impact conversations at our booth spotlight sessions on evolving financial services toward frictionless, secure, and seamless transaction ecosystems.
Our theme this year focuses on:
- Designing AI-intrinsic systems
- Harnessing the power of autonomous banking
- Leveraging embedded finance as a growth engine
- Developing responsible AI in financial operations
Engage in high-impact conversations at our booth spotlight sessions on evolving financial services toward frictionless, secure, and seamless transaction ecosystems.
Our theme this year focuses on:
- Designing AI-intrinsic systems
- Harnessing the power of autonomous banking
- Leveraging embedded finance as a growth engine
- Developing responsible AI in financial operations
Solutions that drive transformation

Payments-as-a-Service (PaaS)
A comprehensive cloud-based solution offering payment engine hosting, reconciliation and settlement, cross-border payments and third-party collections. It helps banks stay compliant with evolving regulations, address security and fraud concerns and reduce payment infrastructure costs by 60–70%.

Merchant solutions
A robust solution that enables seamless collaboration between aggregators, retailers and acquirers. It provides AI-driven sales insights, transaction authorization, fund collection and merchant payouts. Our Cards-as-a-Service framework ensures scalability, PCI DSS compliance, card origination and full autonomy for providers.

Payments observability
Ensure seamless operation of payment systems with our DRYICE iControl solution. It delivers real-time observability of payment flows and provides actionable insights to CXOs and operations teams—bridging business and IT through meaningful, business-relevant views.
Hear from our clients
Client stories
Transformation validated through key industry recognitions

Leveraging an AI-intrinsic point of view, as opposed to an AI-first point of view, secures HCLTech’s positioning around AI and its trust-based relationships with clients.

HCLTech reinforced that AI is intrinsic to its strategy, not simply a new focus but an embedded capability powering its transformation vision, in contrast to competitors leaning on an "AI first" positioning.
