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Retail & Corporate Banking

For organizations to achieve resounding success, their Business and IT need to be aligned. HCL's Retail and Corporate Banking Services IT services provide  comprehensive and specialized services across varied banking domains. HCL’s Retail Banking products and services are designed to help your unique business needs amidst changing customer demand landscape and emerging suite of complex banking products.

The micro-verticalized services focus on:

  • Consumer lending: Convenience, consumer retention, connectivity and financial intelligence do have a great bearing on the lending process. With an in-depth insight into the consumer lending industry and extensive expertise HCL solutions in areas of Collection and collateral management addresses convenience, connectivity and aids in customer retention... Read More
  • Commercial and Corporate lending: HCL’s Retail Banking Services provide a wide range of customized solutions across the entire spectrum of commercial and corporate lending. The banking IT services practice is powered by industry experts who bring in a wealth of experience as end users and have been involved in several IT solution implementations across the globe... Read More
  • Cards: HCL's Cards micro-vertical provides services under its retail banking services related to issuance, processing and servicing of credit and debit cards. At HCL, we have proven experience and strong technical competency in Application Development and Maintenance related to Internet Commerce... Read More
  • Trade Finance: With the changing market dynamics that are unfolding in the Trade Finance area, banks are increasingly recognizing the need to better understand how companies are taking advantage of traditional products along with new tools and technology to manage risk, streamline business processes and reduce the costs associated with trade... Read More
  • MultiChannel: Banks are required to adopt themselves to the changing customer preferences and this applies not only to their products and services, but also to multi-channel delivery of such products and services... Read More
  • Treasury: The increased trend towards globalization and centralization necessitates treasury professionals to conduct business across geographies that involve different and changing regulatory controls... Read More
  • Cash Management: Efficient cash management processes are pre-requisites to execute payments, collect receivables and manage liquidity. Managing the channels of collections, payments and accounting information efficiently becomes imperative with growth in business transaction volumes... Read More
  • Core Banking: Core Banking and Run the Bank are synonymous for most part. Core Banking is the meeting point of the largest banking services segment namely Retail and Commercial Banking, cutting edge Information Technology and the ever advancing Communication Technology... Read More


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What Customers Say

“This is wonderful stuff, the type of activities that make a big difference to our customer. Truly great work, and please keep it up” – On Successful implementation of WRAP project.

–CIO Large Programs, Leading Bank in Australia and NZ 

The combined efforts of our Asset Finance and Commercial Lending IT Service Delivery team and HCL have resulted in an 80% reduction in P1 and P2 incidents over 2010. This is a great testimony to Applications and Operations’ dedication to embed strong service management disciplines, including incident, problem, change, capacity, availability and service continuity management.

- CIO Retail & Business Banking ES, A Large Australian Bank