Future-proofing Insurance
Insurers are transforming to be seen as partners in risk management, aligning their interests with those of their policyholders to create more tightly-knit “financial safety nets” for a safer and resilient future. The transformation is reflected in how modern insurers identify risks in new and traditional industries with a focus on transformative technologies.
HCLTech works with leading global insurance companies to embrace technology across value chains, following an award-winning value creation model. Our approach is to aggregate our unique capabilities in industry cloud, traditional AI and GenAI, IoT, telematics and data analytics and transform them into integrated platforms and solutions for insurers.
Explore Our Insurance Solutions
Choose from our suite of solutions to develop new coverage capabilities for a secure and confident future ahead.

Closed book administration and insurance operations
Drive operational efficiency and cost reduction through industry-recognized services, frameworks and automation that empower insurers to fund transformation initiatives.

Insurance on cloud
Achieve cloud adoption and migration to accelerate business impact, drive customer acquisition and retention and improve experience.

Digitally transforming policy, claims and distribution system
Accelerate digital transformation to achieve superior performances, data-driven insights and enhanced policyholder and partner satisfaction.

Insurance as a service
Reimagine business functions to unlock business value across the insurance value chains, such as new business, policy servicing, claims management, underwriting, distribution management and more.
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Testimonials
Why HCLTech for Insurance
Enterprise Transformation?
As new players are joining the incumbents, the insurance industry is becoming more competitive than ever before. To tap into the potential of the competition, insurers are adopting transformative technologies across the length and breadth of their enterprises. This is highly disruptive as it allows them to shift to new business models, deliver superior experiences to customers and introduce more customer-centric value propositions.
HCLTech is a technology powerhouse with a massive heritage of engineering and a broad portfolio of technology offerings. We are working with global insurance organizations to drive their technology strategies and deliver impactful business outcomes.
Of top 10 life and P&C firms are our clients
Insurance-specific strategic partnerships
Digital and co-innovation labs to support customers across geographies

Application transformation for a North American insurance group
HCLTech Cloud Native Labs (CNL) aided a North American insurance group to modernize its outdated application and methodologies.
Insights
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Frequently Asked Questions about Our Insurance Consulting Services
At HCLTech, we offer a comprehensive suite of insurance IT services, including core system modernization, cloud migration, AI-powered solutions, intelligent automation, data analytics and insurance operations consulting. Our experience spans the entire insurance lifecycle, helping clients drive efficiency, enhance agility and accelerate digital transformation with proven, industry-specific expertise.
We help insurers achieve their digital ambitions by integrating AI, automation, cloud and data-driven strategies into their operations. Our insurance technology services enable seamless digital experiences, streamlined processes and actionable insights—empowering clients to launch new products, improve service delivery and stay competitive in a rapidly evolving market.
Yes, modernizing legacy core systems is a core strength at HCLTech. We have extensive experience in implementing, upgrading and transforming core insurance platforms—enabling greater agility, improved compliance and seamless integration with digital and cloud native technologies. Our proven methodologies reduce risk and accelerate time-to-value for our clients.
We deliver a robust portfolio of AI and intelligent automation solutions, including machine learning, natural language processing, robotic process automation (RPA) and advanced analytics. These tools help insurers automate manual tasks, accelerate decision-making and derive actionable insights—driving efficiency and elevating both operational and client experiences.
We enhance customer experience by integrating digital channels, AI-driven personalization and seamless self-service options across the insurance journey. Our insurance IT solutions empower clients to anticipate needs, resolve issues proactively and deliver consistent, high-quality interactions—building trust and loyalty in an increasingly competitive landscape.
Absolutely. We partner with leading life and property & casualty (P&C) insurers worldwide. Our insurance IT solutions are tailored to address the unique challenges and regulatory requirements of both segments, ensuring our clients benefit from deep domain expertise, scalable technology platforms and a track record of successful transformation projects across the insurance industry.
Our approach combines deep industry knowledge with a consultative, partnership-driven mindset. We focus on co-innovation, leveraging our digital labs, strategic alliances and proven frameworks to deliver tailored insurance IT solutions. This collaborative model ensures clients receive pragmatic, future-ready strategies that drive measurable business outcomes and long-term value.
We do. Our insurance technology services include end-to-end cloud migration—covering assessment, strategy, execution and ongoing optimization. We help insurers unlock scalability, resilience and cost efficiency by transitioning critical workloads and applications to secure, compliant cloud environments, all while minimizing disruption to business operations.
Yes, streamlining policy and claims processes is a key focus for us. Our AI-powered solutions automate intake, validation and adjudication, reducing cycle times and minimizing errors. We design and implement workflow orchestration and digital platforms that enable faster, more transparent service for policyholders and partners alike.
Absolutely. Our insurance IT consulting includes the design and deployment of compliance-ready data solutions that address evolving regulatory requirements. We help insurers establish secure, governed data architectures—enabling accurate reporting, risk management and advanced analytics while ensuring data privacy and regulatory alignment at every step.
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