Consumer Lending and Mortgages | HCLTech
Consumer Lending and Mortgages
Overview

Integrating Technology across Lending Value Chains

With front-to-back digitization, lending has become a faster, more nimble and accurate process. To continue evolving, the next step is to integrate technology innovations like Al, machine learning, and blockchain. This brings real-time visibility, high processing speeds, and conversation-led experiences to the lending process.

HCLTech covers every aspect of lending operations, from origination to collections, including portfolio risk, compliance and process management. Our deep understanding of consumer lending and mortgage functions helps us address both tactical and long-term requirements of all financial services institutions.

Overview
Offerings

Unleash the Potential in Your Lending Landscape

Simplify financial service operations with improved productivity and enhanced customer relationships.

Why us

Why HCLTech for Consumer Lending and Mortgages Solutions?

We integrate new-age technology across lending value chains to enable the end-to-end digital transformation of lending operations. Our solutions expedite loan approvals and disbursements in a way that provides lenders more visibility into credit risks and gives borrowers a smoother digital experience.

We help banks and other firms leverage technology-driven platforms and tools that facilitate seamless borrower interactions, automated underwriting and digital signatures for loan approvals and disbursements.

Robust LaaS platform

Robust LaaS platform

Accelerated time-to-market for launching new products with the LaaS platform

Easy integration

Easy integration

Greater flexibility to adapt and integrate with legacy systems and technologies

Customer-centricity

Customer-centricity

Cloud-based platforms to enable a consumption-based model

A step ahead

A step ahead

Solutions beyond lending (payments, POS and ecommerce)

Path Factory