About HCLTech Digital Lending and Mortgages
HCLTech offers comprehensive digital lending and mortgages solutions using our own IP, products, and a partner ecosystem that directly addresses the various improvement opportunities for process and operational efficiency to transform the stakeholder experience. The solution offerings can be consumed either as point solutions or a complete process transformation initiative to deliver unmatched business value, depending on the business case needs.
HCLTech, through a focused team of domain experts, data scientists, and solution architects, can assist through this mortgage lending transformation journey with our solutions set and unique differentiators.
Business situation
Digital Lending and Mortgages: Opportunities to seize
expected to originate for each of the next three years
days is the average time to cash for traditional banks
of the top global banks have some form of partnerships with fintechs
of these partnerships between fintechs and top global banks are related to lending
CSAT score difference between mortgage customers at bank and fintechs/best-in-class industries
HCLTech Solution
Collaterals
Brochure
Success Stories

A leading bank in Australia
HCLTech is the strategic partner with the client to deliver the best home buying experience. For example, we have modernized their loan servicing by conceptualizing and implementing a service layer based on modern technology and isolating the mainframe as a system of record. We are also in discussions with them to create an Innovation Sandbox to enhance the current home buying experience.

A leading financial institution in the UK
HCLTech implemented an end-to-end digital lending solution for the client. The solution was focused on three main pillars – Digitize (digitize processes to respond faster and scale efficiently), Connect (develop more flexible and innovative products to grow business) and Grow (connect seamlessly to customer channels such as digital, broker, and others).

A leading German fintech company
For a leading German fintech company (taken over by a large German bank), we are delivering application and engineering services and solutions for SMEs. This allows the bank-fintech entity to move up the value chain by becoming an ecosystem provider from a financial services provider.

A large global Dutch bank
For a large global Dutch bank, we have implemented a Digital One lending platform for SME lending operations using a modern technology platform. This platform optimizes the long-term usage and maintenance of IT application and infrastructure assets.

A leading Swedish Bank
For a Swedish bank, HCLTech was responsible for the solution design and development of a common lending platform to be rolled out across eight countries in Europe and the UK.