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The concept of open banking was introduced through a series of regulatory interventions to provide customers better access to financial services, as well as enhance the industry;s competitiveness. However, from being a regulation-driven theme, open banking has now become a strategic imperative for financial enterprises globally, as it re-imagines the banking operating model and offers innovative products and services as well as helps in formulating new channel strategies.

This paper presents the learning from the detail, conversations with leading bankers at Deutsche Bank, that helps reveal bank's successful open banking story.