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Cornerstones-Applications
681
Why a business need modernization of legacy systems? How to approach modernization to create value? Modernization programs are necessary for business initiatives through digital transformation. Newer technologies Containerization, Analytics, Robotic...
Fintech
1,261

Nov 20, 2018

How the Future of Banking Will Look Like

Vikas Bansal Regional Sales Director

The current prevalence of digital banking is largely focused on the Customer Acquisition and Customer Experience domains. In future, this will evolve to a more holistic ‘financial wellbeing’ focus with banks potentially becoming utility players...
Open Innovation
311
A new generation of users is fast emerging; a customer demographic that is pushing financial services industry to change itself exponentially at a pace never experienced before. Meet the Gen Z, the first time bankers/users who are now joining the...
Automation
1,525
Automation – Initially the thought process started in the Insurance Industry to explore the desirable reduction in OPEX (Operational Expenses). The Key Business processes got determined and had undergone the Automation technique.  Some of them...
Digital Payment
901

Nov 20, 2018

Millennial and Lending Solutions

Premprakash Soosairaj Senior Management Trainee

With a strong 2.3 billion population worldwide, millennials are the largest generations and yet, with 2.45 trillion dollars of combined annual buying power globally, they are as powerful as their counterparts’ boomers and Gen-X.  With this...
Marketing Automation
200
What is it like to market technology solutions to the largest financial institutions in the world? Paresh Vankar was recently interviewed by the Ziff Davis Publications, US. In a wide ranging, two-art interview, he spoke on his favourite books,...
Financial Services
664

Aug 28, 2018

Financial Services: Time to put our bets on “simple”

Rahul Singh President and Global Head - Financial Services

Technologies such as artificial intelligence (AI), machine learning, IoT, robotics, blockchain, cloud, open environments, fintech and shared environments are helping financial services providers along the path to the ‘Money Made Simple’ future.
FinTech
464
Below are the top 10 trends to keep an eye on, that will uphold the FinTech for next few years.
Chatbpot
666
While looking for automation possibilities for the key insurance business processes, mostly the repeatable, the cynosure of the insurance industry is shifting toward macro and micro components of the value chain.
Data Management in the Financial Services
559
The proliferation of customer identifiable data (CID) processed by financial firms drives increased scrutiny of practices to ensure end-customer rights. These regulations impose obligations and penalties for non-compliance on the treatment of...
DIGITAL
1,483

Dec 05, 2017

Digital: Not a ‘small change’ for banks

Rahul Singh President and Global Head - Financial Services

It is said that by 2021, half of the world’s adult population is set to bank digitally. With the number of customer touch points growing, services are going 24/7, collaboration with partners has become essential to innovation and customers are...
Global Cross Border Real Time payments
654

Apr 18, 2016

Global Cross Border Real Time payments

NANDAKUMAR S Associate Business Manager

Payments market has evolved to the core right from barter system to Coins, Notes, paper based, telegraphic/wire transfers, plastic cards and will continue to evolve with ongoing innovation like Real Time Payments, Cryptocurrency etc.
Chatbpot
666
While looking for automation possibilities for the key insurance business processes, mostly the repeatable, the cynosure of the insurance industry is shifting toward macro and micro components of the value chain.
Fintech fi Marriage
361
FinTechs are redefining the business rules for the financial service industry. Has the time come when FinTech and Financial Institutions should come together and collaborate? What are their upcoming strategies?
An invitation to ride the automation roller coaster
1,392

Aug 16, 2016

An invitation to ride the automation roller coaster

Rahul Singh President and Global Head - Financial Services

Automation boosts operational accuracy and resource efficiency. Our research center in Chennai offers hands-on demos of automation tools and processes. Discover how they fit into your business context, and visualize your automation strategy.
Blockchain
1,358

Aug 08, 2017

Blockchain: Powering Innovation with Negotiable Instruments

Ranjan Joshi Solutions Architect-Financial Services

Organizations are beginning to understand the implications of using Blockchain and its potential for being a change agent across a variety of industries. In the context of negotiable financial instruments, blockchain can create a simplistic &...
Machine Learning
570
In this blog, Kishore Joseph talks about how machine learning is embedding itself into the software development lifecycle.  He says that there are major advancements that are occurring using machine learning and AI. We could look to utilize...
Nice Actimize
657
The changing face of financial crimes has compelled organizations to review their security and financial crime management systems. Nice Actimize is one of the pioneers in providing security and risk and compliance solutions to leading financial...

2019: Heralding a new era in financial services
Srinivasan Seshadri - EVP & Head of Financial Services, North America, HCL Technologies | January 9, 2019
830 Views

Srinivasan Seshadri, Head of Financial Services for North America writes on what are the major trends to look out for in 2019. Looking at 5 key areas, Srini argues that financial services are making a major leap and building on to the ecosystem model which is key to their success.


Tech holds the key: How financial services establishments can fight off the FinTech threat
Rahul Singh - President and Global Head - Financial Services | December 19, 2018
846 Views


Trends in Digital Payments Industry
Saniya Jain - Global Engagement Manager | December 7, 2018
572 Views

Payment, although a small component of the banking function, is becoming a key competing factor amongst the global banks today. In this competitive environment, where banks are looking to innovate to come out ahead, adopting digital payments has become a means of out-doing each other. Payments, a word which brought to mind a picture of cash being exchanged, has evolved into technologically complex function, involving multiple parties coming together to simplify and speed up the exchange of cash in a way that focuses on user experience and convenience.