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Cloud Smart Strategy
3
While the democratization of IT with the adoption of public cloud has been discussed ad nauseum, the bigger democratization is in terms of business models. Cloud strategy is therefore not just an IT conversation, but a board-level conversation. The...
Going beyond Infrastructure
3

Oct 20, 2021

Going beyond Infrastructure Migration with Data Center Transformation

Lokesh Madaan General Manager & Global Head of Cloud Solutions & Presales,HCL Google Ecosystem Business Unit

Read this blog to understand the right strategy to pursue data center transformation through the lens of innovation, agility and digital transformation.
Cloud Smart Strategy
4
Cloud as we all know is a journey. Most of the organizations have already embarked on this journey. Some of these organizations have had a head start owing to their vision and early adoption. Others are quickly catching up. Whether you’re in an...
Containers and microservices
12
Containers are seeping into almost all the corners of the Digital Transformation. While containers are so atomic, the job they do is humungous and disparate. Microservices existed well before containers did, but have experienced challenges that were...
cloud is reshaping
10
Healthcare industry being the most impacted during covid 19 outbreak has digitally evolved and transformed significantly. The delivery of healthcare services has changed drastically. The increasing digitization and telemedicine services have put...
17

Oct 12, 2021

Optimizing 5G with modernized platforms and improved cloud management

Jasjeet Singh Arora SENIOR SPECIALIST • HCLISD EUROPE DEL-NORDACH-FS-FS4

Every time one thinks that an industry has reached its pinnacle, something new comes up and sends the disruption right down the entire value chain triggering change. Though change brings initial discomfort, it leads to new learning and adaptability...
Reimagining Engineering
21
Cloud adoption has remarkably increased in the last few years. The key factors behind this widespread adoption are the flexibility, agility, scalability, standardization, governance, security, and compliance which cloud offers, apart from commercial...
Cloud Smart for Business Transformation
14

Oct 11, 2021

Cloud Smart for Business Transformation

Gayathiri Srinivasan DIRECTOR • DIGI FOUND-HYBRID CLOUD-NGDC-SDDC

Enterprises across the globe have started reimagining their digital strategy to stay relevant to improve their market share.
Manufacturing Cloud
18

Oct 11, 2021

Manufacturing Cloud

Rampal Singh Director – Cloud Harmonization

You must have often heard about the seemingly magical capabilities of the cloud. Despite this, as a business leader, you might be either skeptical or unfamiliar with what cloud adoption means for your organization’s setup. Also, being comfortable...
The 4 how’s of Data Center Transformation with HCL and Google Cloud
219

Oct 04, 2021

The 4 how’s of Data Center Transformation with HCL and Google Cloud

Lokesh Madaan General Manager & Global Head of Cloud Solutions & Presales,HCL Google Ecosystem Business Unit

Our established business processes no longer work for our new way of working from home. Companies are having to exit data centers and move to the Cloud. In this blog, Lokesh talks about the best practices and insights on designing a ...
CRM to CX
700

Jan 20, 2021

Move from Customer Relationship Management (CRM) to Customer Experience (CX)

Manish Pandeya Global Practice Lead, HCL SAP Customer Experience

Though CRM focuses on sales, service, and outreach to customers, if we evaluate outcomes from the company's objective (capturing more revenue), it falls short. In the end, even modern CRM solutions are still relationship management systems at heart...
SAP Analytics Cloud
1,424
SAP SAC (SAP Analytics Cloud) is a relatively new offering – and HCL is one of the most experienced implementation partners in this technology. This blog offers our top ten lessons learnt during recent full-lifecycle implementations, and should be...
Containerized Jenkins
1,837

Dec 09, 2020

Containerized Jenkins Integrated with AKS

Sachin Sharma Lead Consultant - Azure Cloud Practice

Using Jenkins on Azure Kubernetes Services, we can accelerate the software development process by automating it and running multiple builds in parallel. This helps in automation, creation, and removal of agents to save costs along with the load...
Reimagining the Cloud Strategy through Cloud Smart
1,631

Apr 22, 2021

Reimagining the Cloud Strategy through Cloud Smart

Kalyan Kumar Chief Technology Officer and Head, Ecosystems

With the assortment of Cloud solutions available in the market today, most organisations look at adopting an enterprise-wide Cloud strategy that maximizes business value while incorporating industry considerations. Our CTO and Head - Ecosystems,...
Realigning Network and Security with Cloud Migration: Making the Business Case for a Cloud Mindset
130
Among the several factors that enterprises consider when they choose cloud, optimizing costs is right on top. However, enterprises often fail to make this business casework due to not being able to account for network and security during the...
15 Considerations for Moving On-Premises OpenShift to the Cloud
531
Workload cloud migrations from one platform to another require careful consideration for multiple aspects of the current and target platforms.
Dataplex - Unified Data Fabric on Google Cloud Platform
943

May 20, 2021

Dataplex - Intelligent Data Fabric on Google Cloud Platform

Siva G Subramanian Global Head Data, Analytics, AIML & CCAI, HCL Google Ecosystem Business Unit

Siva G Subramanian, Global Head for Data & Analytics at HCL Google Business Unit writes on how Dataplex is HCL's key and integrated solution for Data Lake, which is offered to their customers using Google Cloud Platform for Raw & Curated...
Empowering Apigee with Google Cloud Platform
1,254
Apigee is one of the acquisitions of Google that signals its intent of attracting customers with high-quality digital interactions. In recent years, as microservices are steadily gaining traction, ISV's (Independent Software Vendors) are looking to...

Publishing Moving to a Cloud-Centric World
Vishal Jindal - General Manager | March 3, 2016
465 Views

Cloud technologies are taking over from applications essential to publishers and to move them to a SaaS based model with a relative less cost of maintainence

Santosh Kumar

5 FinTech trends to watch in 2016
Santosh Kumar - Senior sales director & Head – Fintech Innovation | February 29, 2016
1803 Views

Financial Services are at the cusp of digital disruption. We might not be witnessing a 'revolution', but all the emerging trends and technologies are certainly proving that we are in the midst of an ‘evolution’.

Most of the large global banks are born pre-digital and are facing the challenge of legacy infrastructure, software, and culture. On the other hand, the new challenger banks are born-digital and carry no baggage of legacy. They are creating products and services that are relevant to the digital age customer’s needs.

Most of the large global banks are planning to either start their new digital banks or buy stakes in some of the challenger banks just as BBVA did recently by taking ~30% stakes in Atom bank. At the least, we will witness many pre-digital born banks investing in and embracing digital trends and technologies in 2016.

Here are 5 FinTech trends to watch out for in 2016:​

  • Blockchain - Distributed Ledger:

    Financial services organizations are racing to harness the power of the Bitcoin infrastructure to slash costs. The basic technology underpinning the Bitcoin virtual currency could be used by some of the world's biggest banks. These banks want to use the Blockchain method because it is hard to fool - making fraud difficult, speed up trading systems and make deals more transparent. Many banks such as UBS are already trying out Blockchain technology for different use cases.

    Blockchain is the software that both powers and regulates cryptocurrency Bitcoin. In its most basic form, it records ownership of Bitcoin — money — and transactions — one person paying another. The software uses a distributed ledger to police the network, which means a certain proportion of the vast network must sign-off on a transaction before it can be processed. This replaces the need for a ‘trusted middleman’ in a transaction.

    The project to test Blockchain-like technology is being led by financial technology firm R3 which has so far signed 30 banks. R3 has done a good job bringing all the rival banks together. We are witnessing a great interest across financial services on trying out this disruptive technology and will continue to see investment in 2016 to try out specific use cases that can give banks a competitive advantage.

  • Biometrics:

    2015 was the year that banks began to experiment seriously with biometrics: US financial provider USAA already offers three different biometric login options for its mobile customers (Touch ID, Facial recognition, and Voice recognition). Biometrics has been the ‘Next Big Thing’ in authentication for a long time now, but many things that have held it back have not gone away. There is often the need for costly additional equipment, and processes that require verification by a back office platform which makes it slow. Wells Fargo is testing voice recognition and eye scanning, joining an increasing number of banks and other financial services companies using biometrics technology to authenticate customers using their mobile applications. Nearly one-third of the largest US banks plan to make biometrics available to mobile banking customers by the end of this year.

  • Artificial Intelligence (AI):

    Robots have begun their invasion of banking. Robots and Artificial Intelligence (AI) in banking have the potential to reduce costs, expand skills, and improve the customer experience while working alongside or replacing humans. According to an article, Barclays believes that AI is the future of banking, and one bank in Tokyo is already staffed by a helpful robot. We have already seen rudimentary examples where users can talk to a computer system to make money transfers or access information. 

    Robo-advisors, or fully-automated online investment platforms, are also disrupting the financial advisory services. FinTech startups such as Betterment and Wealthfront have managed to pull early investors with their robo-advising platforms offering the perks of low fees and a reduced entry barrier when it comes to minimums. Many large banks including Deutsche Bank have launched their robo-advisor services. Automated financial advisors and planners that assist users in making financial decisions is a very strong use case. 

    We are certain to see an increased investment into AI in 2016 across financial services.

  • The API Economy:

    APIs are yet another vital trend driving disruption, and fueling FinTech startups and open banking data initiatives worldwide. Some of the new banks such as Fidor bank are already reaping the benefits of open APIs. With new rules such as European Payment Service Directive (PSD2) coming into existence, banks will have to implement APIs that can provide access to payment account information to third parties – including their competitor banks – following the customer’s explicit consent.

    Consumers now have the power to engage and perform transactions wherever they are, through a device of their choice. To engage customers across all digital media, banks need to be able to provide contextual and personalized product offerings and drive immediate conversion through embedded offerings. With the advent of APIs, banks can easily expose their product catalogs, payment wallets, and other services to digital customers.

    APIs are an important component in the digital architecture and banks are investing in building modern applications that can service their customer on a platform of their choice at any point in time. We will continue to see increased investment in 2016 on building APIs and helping banks serve their digital customers better.

  • Cloud Computing:

    Cloud has become one of the mainstream strategy topics for most large global banks. The debate is not if, but, how will they eventually embrace cloud – if not public cloud, then private cloud or hybrid cloud – and which version to select for which function.

    Banks will continue adopting Cloud services for their business applications, while carefully keeping sensitive data housed at private data centers. According to CIO.com, Deutsche Bank plans to have 80% of its systems based in the cloud by 2020. Today, cloud has matured and covers a panacea of Software-as-a-Service, Infrastructure-as-a-Service, Platform-as-a-Service, and more. It is certain that if not public, private, and hybrid clouds will play a vital role in the banks’ digital future.

    Join us at Netherland India Business Meet 2016 to hear Santosh kumar speak on ‘The changing face of Financial Services’


Cloud Native Adoption: Key Principles to Drive Your Strategy
Kalyan Kumar - Chief Technology Officer and Head, Ecosystems | February 2, 2016
1340 Views

In my previous blog, I briefly discussed about Cloud Native adoption strategies.  While it is great to know the fundamentals of the subject, it is crucial to understand and imbibe the principles of cloud native adoption before you embark on the journey of becoming a Cloud Native enterprise. But, why should you care?