Mustafa Sabuwala is the Principal for financial services in HCL Singapore. He has worked in various capacities in Software Development, Outsourcing and Consulting for Financial Services, Telecom and Government sectors. His areas of expertise include business strategy, program management, systems integration, solution architecture, sales management and process consulting. He has been with HCL for last Eight years and has setup the Digital Banking Lab in HCL Singapore. Prior to that he has worked with multiple startups in Analytics, FinTech and Customer Experience with specific focus on Retail Banking, Wealth Management, Smart Channels, IoT, Realtime Analytics, Blockchain and InsureTech.