Goutham Karthik Ramasamy | HCL Blogs

Goutham Karthik Ramasamy, Senior Business Analyst, FS-Banking Domain Practice

Banks may need start increasing their capital reserve to offset off-balance sheet activities. For banks operating on Standardized Approach, there may be an improvement in Risk Weighted Assets (RWA) if their books have a lower Loan-to-Value (LTV). Wit...