
Goutham Karthik Ramasamy
Senior Business Analyst, FS-Banking Domain Practice , HCL
Writes About :
Goutham is an Associate Business Manager within Banking Practice at HCL. With experience of delivering IT solutions for Banks for nearly a decade, Goutham specializes in Data Management, Data Architecture & Core Banking. He has extensive experience in business analysis, architecture & design, data analysis & reporting.
Currently he is responsible for delivering data synchronization solution for a leading South African Bank
Goutham has interests in latest technologies used in web applications and data architecture
By:
Goutham Karthik Ramasamy, Senior Business Analyst, FS-Banking Domain Practice
Banks may need start increasing their capital reserve to offset off-balance sheet activities. For banks operating on Standardized Approach, there may be an improvement in Risk Weighted Assets (RWA) if their books have a lower Loan-to-Value (LTV). Wit...