
Has your business built its 3-lane highway yet?
To succeed in the 21st century, firms must adapt to changing technology as part of core business models. Nike is a perfect example: using tech to maintain leadership in existing markets, unlock new opportunities, and build partnerships for long-term growth. At HCL, we call this the Mode 1-2-3 roadmap to sustained excellence.

Digital: Not a ‘small change’ for banks
It is said that by 2021, half of the world’s adult population is set to bank digitally. With the number of customer touch points growing, services are going 24/7, collaboration with partners has become essential to innovation and customers are demanding more information in order to take decisions about their financial assets. All of these changes will only be possible if banks are able to fully digitize themselves. Thus, it isn’t any surprise to hear Richard Fairbank, the CEO of Capital One, say, “We’re going to need to think more like technology companies and maybe a little less like banks.”

The Security Challenge posed by the Internet of Things : Part-1
Many organisations are experimenting with IoT projects, but these bring in significantly different security challenges, which can have far-reaching consequences. An appreciation of these unique challenges is important for the effective rollout of IoT. These challenges differ from those that arise in more conventional technology infrastructures. Strategies that involve ring fencing core systems and applications and tightly controlling access do not work with IoT. Here the scale is exponentially multiplied as you’re dealing with potentially tens or hundreds of thousands of small devices spread across large areas in real-time. Unlike traditional cybersecurity, which mostly results in data compromise, security challenges of real-time IoT networks can have far-reaching implications on human security and safety.
In the quest of achieving business process automation (BPA), enterprises are emphasizing seamless integration of outcome-specific applications. However, they are often plagued by disparate architecture, legacy systems, and data fragmentation. It is…
Mar 17, 2023
AI-empowered tools run by generative AI have captured the world's attention and opened new pathways to improving business processes and outcomes. ChatGPT, GitHub Copilot, DALL-E and Stable are some examples how it is changing the ways in which…
Anti-Money Laundering (AML) is a set of policies and guidelines that helps banks and financial institutions (FIs) combat money laundering, the process of disguising the proceeds of crime as legitimate income.
Applications, APIs, and workflows are indispensable components of today’s digital economy. They perform the crucial role of connecting systems, devices, and data sets to deliver unparalleled business value.
In this blog series, we will explore multiple dimensions of AI’s impact on the industry and what it means for financial services organizations embarking on their AI adoption journey. In this blog post, we shall look at the key drivers of AI in the…
In this digital era, businesses are constantly modernizing their infrastructures and processes to not only optimize value and reduce costs, but to also future-proof themselves.
Data has emerged as the lifeline for business across verticals, domains, or industries. From accelerating business intelligence to forecasting, decision-making, and more, the applications of data in businesses are constantly growing, both in depth…
It is an established truth that emerging technologies will reshape the mortgage space, and to unlock value at scale, lenders must proactively incorporate a digital culture. Enterprises must emphasize business process outsourcing to move into a…
End-user expectations have grown exponentially for enterprises globally.
Pagination
As organizations focus on transformation objectives and create a roadmap of initiatives focused on business objectives, it is critical that they plan transformation initiatives across other dimensions. For example, organizational agility enables…
Attrition!! Do we have any option than managing it? Are we the only organization facing this attrition? Or are we really missing out on some fundamentals? if yes, then why it was almost half to its current level for last 5 years. Moreover, the…
Dec 21, 2021
Paving the Way to Higher Value: How can Banks Align with EC's Sustainable Finance Recommendations?
The concept of sustainable finance came into existence by taking lessons from history and the not-so-inclusive economic catalog of the industrial age.
Apr 01, 2021
With the assortment of Cloud solutions available in the market today, most organisations look at adopting an enterprise-wide Cloud strategy that maximizes business value while incorporating industry considerations. Our CTO and Head - Ecosystems,…
Sep 28, 2021
Ransomware is not going away– at least anytime soon. It is important that the organizations gauge their readiness by doing their risk assessments and taking appropriate corrective actions to face this unknown enemy terrain. It is also imperative…
Nov 22, 2021
Organizational work culture has always been a challenge to strengthen and sustain, but with hybrid work models, the level of difficulty has increased manifold. It is rare to have such an opportunity as we do now, however. As new working models…
Oct 28, 2021
As we have seen in the past decade, consumer-adopted technologies proliferate faster into the enterprise – especially in the digital era. XR is at the cusp of making that transition and is ready to leap into redefining business processes. While…
Discover the 4 most insightful factors that IT leaders must consider while building resilient, on-the-go, and hyper-personalized workspaces. Drawing from experience and substantiating his assertions with research, Rakshit Ghura, VP and Global Head,…
The concept of a circular economy has gained significant momentum in recent years, with increasing interest from businesses. It rests on three key principles: