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The subject of financial services regulatory compliance is likely to elicit a number of responses ranging from yawning to fear.  It is very unlikely this subject will generate enthusiastic support for new opportunities, but the time has come...
Publishing Moving to a Cloud-Centric World
Cloud technologies are taking over from applications essential to publishers and to move them to a SaaS based model with a relative less cost of maintainence
Aligning Infrastructure with the Publishing Value Chain
On one hand, publishing is grappling with diminishing margins, non-linear explosion of content, and fickle brand loyalty; on the other hand, publishing has tremendous opportunity to transform with digitization and gear toward a collaborated,...
With the prominent decline in print advertising and the overwhelming popularity of online media and other traceable online marketing opportunities, it is no wonder that organizations are moving away from paper-based models and investing in digital
Robots in Ecommerce Automation
Warehouse automation is the need of the hour as delays in deliveries outrage E-commerce customers. Robots have entered this segment and are changing the way companies handle their fulfillment processes. Robots are now collaborating with humans and...
5 Fintech Trends to watch in 2016

Feb 29, 2016

5 FinTech trends to watch in 2016

Santosh Kumar Head – Fintech innovation

Financial Services are at the cusp of digital disruption. We might not be witnessing a 'revolution', but all the emerging trends and technologies are certainly proving that we are in the midst of an ‘evolution’.
Digital Thinking beyond technology investments
The future digital operating model - Part 1 ‘Banking is necessary, banks are not.’ -- Bill Gates

Feb 26, 2016

Waiting for the ‘UBER movement’

Marc Barad Senior Principal

I think it is rather chic now to hear about the impending 'UBER movement' in Banking and Financial Services. How we do not need banks and how the FinTech upstarts will take over the world.
Digital Transformation in BFSI
Digital Transformation in BFSI industry – The need for integrated transformation
Data Analysis
Data on a customer’s financial well-being, purchase behaviour, family status etc. that’s such a powerful source is not still put to its fullest use by many of the financial services giants.
The Fundamental Review of Trading Book

Jan 02, 2017

The Fundamental Review of Trading Book

Deepti Chand Senior Business Manager

FRTB will impact banks and financial institutions across functions. These changes will affect business models, process systems, and infrastructure. Banks will be expected to upgrade their systems and infrastructure in preparation for the changes,...
Why taking a 2-Speed IT path to delivering innovation and preservation matters
Why taking a 2-Speed IT path to delivering innovation and preservation matters
Conversational Commerce
A Relationship with the customer is built over a series of interactions, conversations and experiences. In order to build this relationship, businesses need to be present in the same medium and speak the same language as the customer and the...
UK Water Industry
With the Open Water Act scheduled to take effect from April 2017, the UK water industry is preparing for a deregulated non-domestic market. The Act will give B2B water customers the flexibility to choose their own suppliers. What are the ways in...

Sep 15, 2016

Understanding Blockchain-Part 2

Santosh Kumar Head – Fintech innovation

Traditional payment systems lack transparency and are open to fraud due to presence of middlemen. Satoshi created a consensus mechanism to craft Bitcoins for the blockchain to leverage the anonymity of peer-to-peer sharing. 
National Pension System
The government is considering migrating employees from the compulsory Employees Provident Scheme (EPF) to National Pension System (NPS). EPF currently enjoys EEE (Exempt, Exempt, Exempt) tax concession. As per current provisions, withdrawals under...
Consumer Data to be the Next Payment Method
I was talking at the FST Conference in Sydney last year on Next Generation Customer Experience.
An insurer needs to deepen the use of technology by embracing growing trends like IoT, Artificial Intelligence, Chat bots and SMAC to ensure the above mentioned process improvements enable a smooth journey for the customer.

Data Science: A challenging yet indispensable paradigm in Pharma
Sangeetha Prabakaran | April 17, 2015

Advent of Data sciences

Pharma companies’ tryst with handling electronic data traces back to 1970s since the time Pharma companies moved on to EDC and set up IBRD(Institute for Biological Research and Development) , Cambridge Structural Database (CSD) and the Protein Data Bank (PDB)to circumvent data clean-up problems arising due to manual clinical data forms. This was only a starting point for development of tools that could analyze data and effectively using statistical models for Toxicity prediction, 3D Molecular modeling and Clinical Data analysis.

10 Advantages of Slotting Optimization in Warehouses
Madhusudhan Ranjanghatmuralidhar - ASSOCIATE GENERAL MANAGER | March 30, 2015

The saying “A place for everything, and everything in its place” almost sums up the idea behind warehouse slotting and profiling. A more accurate version might be, “An ideal place for everything, and everything in the most efficient place.” 


A holistic IT strategy to enable the sustainability of utilities
Sweta Chauhan - Associate Manager | March 16, 2015

Power/electricity is one of the most critical infrastructure components affecting the economic growth of a country.  Not only does it affect our day to day lives as consumers, but it is an extremely crucial input for industries. A sector’s significance with respect to an economy’s growth can’t be emphasized more. Similarly, another aspect that we might want to consider is the direct correlation between the per capita consumption of electricity and the per capita gross domestic product (GDP) of a country. A higher per capita consumption of electricity results in improved social development, and hence, faster economic growth.

Cold Chain Logistics
Krishna Kumar Ramamoorthy - Senior Manager | March 9, 2015

Cold Chain

Cold chain transportation in the pharmaceutical, food and perishables industry is both a challenge and an opportunity for the logistics industry

The handling of such cargo requires an infrastructure with a controlled environment and real time monitoring of the key parameters such as the temperature, environmental conditions, hygiene, etc.

Smartphone Declining Cost Ushers The Rise of Modular Smartphones
Amit C Javgal - Software Engineer | February 25, 2015

Declining cost

The declining cost of Smartphones

As the cost of smartphones with decent features decline year on year, studies by research firm IDC indicate that growth in sales will be driven by consumers in the Asia-Pacific region. The drop in prices being the key driver for this growth.